odd that you didn't post it in the professional community - this is
the public forum geared for non- filmmakers or those just starting out
in the field.
i would never tell anyone to settle for good enough. the best money
i ever spent on my first film (and second and third) was to pay the
best editor i could find to be a consultant. a really good one will
give you very specific suggestions about how to "fix" your film after
one screening. you'll likely find you're much closer than you thought
and it might only take one or two days of consulting to make the
changes you need.
you might also hold a screening for a few trusted people (not
necessarily filmmakers) and get feedback. again, you'll probably find
you're not far away. it's highly unlikely you'll make it worse. and
if you do for any reason, though, simply go back to what you have now.
but whatever you do, DON'T SETTLE!